Disclaimer

This Disclaimer sets out important limitations and clarifications regarding your use of QONSULTAURA LLC's website, services, and information. Please read it carefully. By using our Services, you accept the terms of this Disclaimer.

No Financial Services

QONSULTAURA LLC is not a bank, payment processor, payment facilitator, money services business, money transmitter, or financial institution of any kind. We do not:

• Hold, custody, handle, or control client funds or end-user funds at any time;
• Process payments on behalf of any party;
• Transmit money or facilitate financial transactions;
• Provide financial services, payment services, or banking services of any description.

Our role is strictly limited to consulting and technology infrastructure setup. Any reference to payment processing, accounts, or financial infrastructure on our website or in our communications refers to third-party services that we may help configure — not services we provide directly.

No Legal, Financial, or Tax Advice

Nothing on this website, in our communications, or in our deliverables constitutes legal advice, financial advice, tax advice, or professional advice of any kind. We are not lawyers, accountants, financial advisors, or tax professionals.

Any information we provide — including compliance documentation, standard operating procedures, setup guides, and business recommendations — is for general informational purposes only. It is not tailored to your specific circumstances and should not be relied upon as a substitute for professional advice from a qualified lawyer, accountant, or financial advisor licensed in your jurisdiction.

You should consult with your own professional advisors before making any business, legal, financial, or compliance decisions.

No Guarantee of Results

We do not guarantee any specific business outcomes, including but not limited to:

• Approval of payment processor or bank accounts;
• Continued operation or maintenance of any account;
• Any specific revenue, profit, or business growth;
• Absence of account suspensions, terminations, fund holds, or chargebacks;
• Compliance with any specific law, regulation, or card network rule.

Past performance, case studies, testimonials, and examples shown on our website or in our marketing are not guarantees of future results. Your results will depend on numerous factors outside our control, including your industry, your business practices, your customers, and the policies of third-party providers.

Third-Party Services and Platforms

Our Services involve setting up, configuring, or integrating with third-party platforms — including payment processors, banks, hosting providers, and software tools. We do not own, control, or operate these third-party services.

We make no representations or warranties regarding:

• The availability, reliability, or security of third-party services;
• The approval, continuation, or terms of any third-party account;
• The actions, decisions, policies, or errors of third-party providers.

Account suspensions, terminations, fund holds, policy changes, and any other decisions made by third-party providers are entirely outside our control and are not our responsibility. You use third-party services at your own risk and subject to their terms and conditions.

Industry Risks

If you operate in a high-risk industry — including but not limited to IPTV, subscription-based digital services, nutraceuticals, online gaming, adult content, or any industry with elevated chargeback ratios — you acknowledge and accept that:

• Payment processors and banks may categorize your business as high-risk;
• Accounts may be subject to additional scrutiny, reserve requirements, rolling reserves, or higher fees;
• Accounts may be suspended, restricted, or terminated with little or no notice;
• Funds may be held for extended periods;
• These risks are inherent to your industry — not a reflection of our services.

We do not and cannot eliminate these risks. By engaging us, you confirm that you understand and accept them.

No Client-Customer Relationship

We have no relationship with your customers, end-users, or clients. We are not responsible for:

• Your customer disputes, chargebacks, or complaints;
• Your customer data, privacy practices, or consents;
• Your products, services, delivery, or quality;
• Any claims, damages, or liabilities arising from your business operations.

You are solely responsible for your own business, your customers, and your compliance with all applicable laws and third-party terms.

Website and Information Accuracy

While we strive to keep our website and communications accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics on our website. Any reliance you place on such information is strictly at your own risk.

Our website may contain links to third-party websites. We do not endorse and are not responsible for the content, accuracy, or practices of any linked third-party site.

No Professional Relationship Without Agreement

Your use of our website, submission of an inquiry, or participation in a consultation does not create a client-professional relationship. A binding relationship is only formed when we explicitly accept your engagement in writing — typically through a service agreement, statement of work, or invoice acceptance.

Limitation of Liability

To the fullest extent permitted by applicable law, QONSULTAURA LLC, its owners, officers, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, punitive, or exemplary damages — including but not limited to lost profits, lost revenue, lost data, business interruption, reputational harm, or account closures — arising from or related to:

• Your use of or reliance on our website, information, or Services;
• Actions or decisions of third-party providers;
• Your business operations, products, or services;
• Any errors, omissions, or inaccuracies in our content.

Our aggregate liability for any claim is limited as set forth in our Terms of Service.

Changes to This Disclaimer

We may update this Disclaimer from time to time. When we do, we'll update the date at the top of the page. Your continued use of our website or Services after changes take effect constitutes acceptance of the updated Disclaimer.

Contact Us

If you have questions about this Disclaimer or need clarification on any point: